What is a Guarantee of Payment (GOP) and Why Is It Important?
A Guarantee of Payment (GOP) is a written confirmation from your insurer that they will cover the costs of medical treatment in a hospital or clinic. It ensures that your healthcare provider will receive payment directly from your insurer for the services you are receiving, reducing the need for you to pay upfront.
If you find yourself stuck in a hospital or clinic and are waiting for your GOP to be processed, it is crucial to contact your insurer immediately (Number at the back of your direct billing card). Delays in issuing the GOP can result in a delay in treatment or payment. Calling your insurer helps speed up the process and ensures that the hospital or clinic is aware that payment will be covered by your insurance.
Always ensure that your GOP is issued before receiving treatment to avoid any unexpected out-of-pocket costs.
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